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Quarterly super payments disappear on 1 July. Most small employers have not set up the weekly cash discipline the new regime requires. Ten weeks of preparation, properly done, is enough.
The Reserve Bank's models assume a small business looks broadly like a listed company. It doesn't. An analysis of where the gap was biggest, and who bore the cost.
The quality of a small business's bookkeeping has never mattered less in conversation and never mattered more in practice. Three reasons that gap closes in 2026.